ON ANYWHERE NEAR THE SCALE THE FOR PROFIT SECTOR DOES FOR NEW CUSTOMERS YOU CAN'T TAKE THE KINDS OF RISKS IN PURSUIT OF THOSE CUSTOMERS THAT THE FOR PROFIT SECTOR TAKES YOU DON'T HAVE THE SAME AMOUNT OF TIME TO FIND THEM AS THE FOR PROFIT SECTOR AND YOU DON'T HAVE STOCK MARKET WITH WHICH TO FUND ANY OF THIS EVEN IF YOU COULD DO IT IN THE